ChatterPay is a Web3 wallet integrated into WhatsApp, enabling users to easily send, receive, and manage cryptocurrency through simple chat messages. Without requiring technical knowledge or separate apps, users can buy, swap, and hold assets such as Bitcoin, Ethereum, and stablecoins via a conversational interface. It employs account abstraction and operates on a Layer 2 blockchain (Scroll) to ensure secure and low-cost transactions. Users can also issue immutable photo-based certificates by uploading a photo. Creating an account is free, and transfers are processed quickly with transparent, low fees.